Student Health Insurance

All on-ground students attending medical school MUST be covered by an ACA-compliant health insurance plan for the benefit of the university community as required by accreditation. Students are automatically enrolled in the Touro University Student Health Insurance Plan each year unless they submit a waiver request by the deadline. The premium is charged to the student account by term.

The cost of Touro's student health insurance plan is $7,432 for the 2024-2025 year. Costs are billed evenly between billing terms.

Plan Details

The Touro University Sponsored Health Insurance Plan is a Preferred Provider Plan (PPO) that has been designed specifically for Touro University students and is underwritten by Aetna Student Health (ASH). With an emphasis on wellness, the plan is designed to provide full coverage for medical care, including annual routine physicals and immunizations. The Touro University student health insurance plan offers both in-network and out-of-network benefits; it is an ACA-compliant Platinum-level plan.

Waiver Process

Maintaining health insurance coverage is mandatory for all Touro University medical students. Students will be enrolled in the school plan unless an acceptable Waiver is provided in a timely manner. To waive the Touro University - Sponsored Student Insurance plan, please refer to:

Student Health Insurance Plan Servicing Administrator

The Servicing Administrator for the Touro University - Sponsored Student Health Insurance Plan is HSA Consulting, Inc. (HSAC).

For questions related to waiver requests, eligibility, enrollment, benefits, or claims, please contact: Paula Hyman with HSAC at (888) 978-8355, and identify yourself as a Touro University student.

For specific questions related to waiver denials, please contact HSAC at (888) 978-8355 or